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    <title>Money</title>
    <description>Discover valuable insights into home finances and money-saving tips for housing, construction, and renovations on our Money page.</description>
    <pubDate>Thu, 22 Jan 2026 11:44:54 +0000</pubDate>
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      <title>Freeze like a Finn and save on groceries—Pirjo shares her tips</title>
      <description><![CDATA[Pirjo saves money by doing what many Finns have always done: buying seasonal produce, picking from nature, and freezing it for later. With a systematic freezer routine, she makes sure nothing goes to waste and food stays affordable.]]></description>
      <pubDate>Thu, 22 Jan 2026 11:44:54 +0000</pubDate>
      <link>https://www.kotona.com/articles/pirjo-saves-on-groceries-by-freezing</link>
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      <title>Finnish Sirpa missed the community she had in the US—so she started a Buy Nothing group</title>
      <description><![CDATA[When she moved from the United States to Finland, Sirpa Kaajakari wanted to bring a piece of that sense of community with her. Through a Buy Nothing group, neighbors became a network that rushes to help when crisis strikes.]]></description>
      <pubDate>Fri, 16 Jan 2026 13:17:13 +0000</pubDate>
      <link>https://www.kotona.com/articles/sirpa-founded-buy-nothing-community</link>
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      <title>A 90-euro rent gap forced Niina and her daughter to move: “I long for a room with a door I can close”</title>
      <description><![CDATA[Cuts to Finns’ housing benefits forced Niina to move out of the two-room apartment that was meant to be a long-term home for her and her teenage daughter. Niina shares how it felt to downsize and leave her old apartment behind.]]></description>
      <pubDate>Sat, 11 Oct 2025 07:00:16 +0000</pubDate>
      <link>https://www.kotona.com/articles/mother-and-daughter-in-a-two-room-apartment</link>
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      <title>I love interior design TV shows—but why can’t we be upfront about the costs?</title>
      <description><![CDATA[We should be more transparent about the costs of renovating and decorating. Even on interior and renovation shows, the subject is avoided like sparks flying from a fireplace, wonders Editor-in-Chief Kari-Otso Nevaluoma.]]></description>
      <pubDate>Tue, 09 Sep 2025 14:38:31 +0000</pubDate>
      <link>https://www.kotona.com/articles/why-is-money-not-discussed-in-interior-design-shows</link>
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      <title>Save money in your autumn garden: five ways you’ll thank yourself next spring</title>
      <description><![CDATA[Skip single-use plants, gather seeds, and propagate shrubs from root suckers. In autumn, you can also make your own bag soil.]]></description>
      <pubDate>Wed, 03 Sep 2025 05:05:09 +0000</pubDate>
      <link>https://www.kotona.com/articles/in-autumn-you-can-save-money-in-the-garden</link>
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      <category><![CDATA[Plants & Gardening]]></category>
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      <title>Single parents’ shared home—Tinna and her friend moved in together when rents kept climbing</title>
      <description><![CDATA[At 42, Tinna Pehkonen moved into a shared home with a friend. Living as roommates brought a sense of community, meaningful adult companionship, and regular sauna evenings. “I think the kids also feel like we’re a family,” Tinna says.]]></description>
      <pubDate>Wed, 06 Aug 2025 06:22:37 +0000</pubDate>
      <link>https://www.kotona.com/articles/roommates-in-our-forties</link>
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      <title>“I’d never buy a summer cottage, but I rent the same one again and again”</title>
      <description><![CDATA[Finnish Anne Ventelä long thought that owning a summer cottage was an impossible dream. Then she realized that by renting the same cottage, she could get something much better.]]></description>
      <pubDate>Thu, 26 Jun 2025 11:48:50 +0000</pubDate>
      <link>https://www.kotona.com/articles/id-never-buy-a-summer-cottage</link>
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      <title>Outdoor hot tub costs—see our tips for lowering your electric bill</title>
      <description><![CDATA[In Finland, the pandemic era sparked a hot tub boom, which was followed by an energy crisis. While the price of electricity varies in different places, all kinds of owners can benefit from discovering ways to save money. Read on and see our tips!  ]]></description>
      <pubDate>Thu, 05 Jun 2025 09:13:18 +0000</pubDate>
      <link>https://www.kotona.com/articles/outdoor-hot-tub-operating-costs</link>
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      <category><![CDATA[Build & Renovate]]></category>
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      <title>Marja and Erkki strive for self-sufficiency and off-grid living: “We run the washing machine on windy days”</title>
      <description><![CDATA[Marja Nuora and Erkki Pöytäniemi live on a smallholding of just over ten hectares, aiming to be as self-sufficient and sustainable as possible through off-grid living. Their eco-friendly straw-clay house was largely built by hand. They rely on rooftop solar panels and their own wind turbine for electricity—an off-grid solar power solution that doesn’t always cover their needs around the clock.]]></description>
      <pubDate>Fri, 11 Apr 2025 11:38:17 +0000</pubDate>
      <link>https://www.kotona.com/articles/self-sufficient-couple-straw-clay-house</link>
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